Insurance woes for Hurricane Katrina victims
International Herald Tribune: Every neighborhood is full of horror stories about insurance companies that reneged on their promises, (more)
Money Related Regrets
Earlier this week, I read this post on Blunt Money:http://www.bluntmoney.com/7-money-related-things-i-regret-do.
This got me thinking about my own cash-related regrets, and I thought I’d share them here.
1. I rented for over 15 years. I do not even want to think how much that rent totals up too, but I just did. I was at my last apartment 11 years with a rent around $400 a month: $52,800. Still, if I had purchased a house sooner, I wouldn’t have been able to afford anything like where I’m now. So maybe waiting had its advantages.
2. I ignored my finances while I was in my 20s and 30s. Now I’m 40ish and time seems to be going much faster now.
3. I bought a cash value life insurance policy. This was my first investment decision, and I think it probably wasn’t the best decision.
4. I love electronic gadgets like MP3 players, TiVo, and other such things. And occasionally those “must have” purchases sit around unused after a few months. A perfect example is my PDA. I just had to have it, and now it seems too big to even bother carrying around.
The rest are car related.
5. When my previous car was paid off, I didn’t apply my payment to savings. I just kept the extra cash in my checking account and enjoyed having the extra money for splurges. I eventually did start saving, but I wasted a few years before doing so. Big mistake.
These last two regrets are ones I’m living with now.
6. Taking out a car loan again. I should have driven my Sunfire into the ground, but I wanted something newer and safer. Now I’m adjusting to having a payment again and worried I may have over-extended myself.
7. I bought a vehicle with poor gas mileage because I wanted something to haul things in. This has forced me to start combining trips and has virtually put an end to quick jaunts to the store. So in that respect, perhaps it is good that I am conserving more.
I am certain I could come up with more regrets given time! Do you have any? (more)
Car Insurance in Ridgefield, Connecticut
Your regional guide to Ridgefield, Connecticut . We can help you find local information about car insurance and much, much more. (more)
Shredding strategy
Saving log (Friday) - $5 tip box
Spending log (Friday) - 1.84$ coffee, milk + $5 curry lunch + 40$ ATM
I keep my paper financial files on the lean side, just enough to carry in a portable tote. I cleaned the old stuff out. The next step is to shred, but the house shredder is a. (more)
Insurer pays in settlement
Sacramento Bee: UnitedHealth Group of Minnesota agreed to pay $260,293 to California as part of a settlement reached with 37 states, Insurance Commissioner Steve Poizner said Wednesday. (more)
Holiday Home Insurance One Of The Decisions Associated With Buying A Holiday Home By
Buying a holiday home has never been easier. Today, you can hop on the Internet and find the home of your dreams without even leaving the comfort of your living room. Even better still, you can then use a search and compare website on the Internet to find you the best possible deal for a second home mortgage. There is nothing to it with very little time and effort to put in unless you wish to. However, you need to make a few decisions that are associated with purchasing a holiday. (more)